Dental & Vision Insurance
Dental and vision care are essential but often overlooked. With proper coverage, you can maintain your oral and eye health without worrying about unexpected costs.
Keep Your Smile Bright and Vision Clear
What is dental & vision insurance?
Dental and vision care are essential but often overlooked. With proper coverage, you can maintain your oral and eye health without worrying about unexpected costs.
Quick Reference
Is this right for you?
Self-employed individuals
Coverage for cleanings, exams, x-rays, and fluoride treatments that keep your teeth healthy and catch problems early.
Families with children
Protection for crowns, bridges, dentures, root canals, and oral surgery when you need significant dental work.
Those without employer coverage
Regular eye exams to monitor your vision and eye health, catching conditions like glaucoma early.
Seniors needing dental work
Coverage for prescription glasses, contact lenses, and even laser eye surgery with some plans.
Contact lens or glasses wearers
Explore this coverage option.
Anyone seeking preventive care
Explore this coverage option.
How it works
Coverage Review
We assess your dental and vision history to recommend appropriate coverage levels.
Plan Selection
Choose from basic, enhanced, or comprehensive plans based on your needs and budget.
Simple Enrollment
Complete a straightforward application—many plans have no medical underwriting.
Start Using Benefits
Visit your dentist or optometrist and submit claims easily through the insurer's app or website.
What to expect
What This Covers
- Basic dental (cleanings, fillings) up to 100%
- Major dental (crowns, bridges) coverage
- Orthodontic coverage available
- Annual eye exam coverage
- Glasses and contact lens allowance
- No referrals needed
- Wide network of providers
- Family and individual plans
×Common Exclusions
- ×Pre-existing conditions (waiting periods may apply)
- ×Material misrepresentation on application
- ×Conditions outside policy terms
Protecting Ontario families with thoughtful coverage since 1999.
How we compare
As an independent broker, Michael compares policies across multiple carriers to find the best coverage and pricing for your specific situation.
Working with an independent broker means seeing the full market — not just what one insurance company wants to sell you.
Frequently asked
Most plans have a short waiting period (typically 3 months) for basic services and longer (6-12 months) for major dental work. This prevents people from signing up only when they need expensive procedures.
Yes, most plans allow you to visit any licensed dentist. Some plans offer higher reimbursement for in-network providers, but you're never restricted to a specific network.
Some plans offer partial coverage for laser vision correction (LASIK, PRK). We can help you find plans that include this benefit if it's important to you.
Individual plans typically range from $30-$100/month depending on coverage levels. Family plans cost more but often offer better value per person. The cost of coverage is usually far less than paying out of pocket.
Some plans include adult orthodontic coverage (braces, Invisalign) with lifetime maximums typically between $2,000-$3,500. We can help you find plans with this coverage if needed.
Let's discuss dental & vision insurance.
Reach out for a private consultation — no obligation.