Single Trip Travel Insurance
Whether it's a beach vacation, European tour, or important business trip, single trip travel insurance protects you from the unexpected. From medical emergencies to lost luggage, travel with confidence.
Peace of Mind for Your Next Adventure
What is single trip travel insurance?
Whether it's a beach vacation, European tour, or important business trip, single trip travel insurance protects you from the unexpected. From medical emergencies to lost luggage, travel with confidence.
Quick Reference
Is this right for you?
Vacation travellers
Coverage up to $10 million for emergency medical treatment, hospital stays, and medical evacuation when you're away from home.
Business trip travellers
Get your prepaid trip costs back if you need to cancel due to illness, injury, death in the family, or other covered reasons.
Cruise passengers
Coverage to return home early for emergencies plus reimbursement for unused portions of your trip.
Adventure travellers
Reimbursement for lost, stolen, or damaged luggage and personal belongings, plus delayed baggage expenses.
Family vacationers
Explore this coverage option.
Honeymoon couples
Explore this coverage option.
How it works
Trip Details
Tell us your destination, travel dates, and trip cost for an instant quote.
Coverage Selection
Choose your coverage level—from basic medical-only to comprehensive all-inclusive packages.
Quick Purchase
Complete your purchase online or over the phone in minutes. Coverage begins immediately.
Travel Confidently
Receive your policy documents and 24/7 emergency assistance contact information.
What to expect
What This Covers
- Emergency medical coverage up to $10M
- Trip cancellation and interruption
- Baggage loss and delay coverage
- Flight and travel delay benefits
- 24/7 emergency assistance
- Medical evacuation and repatriation
- Accidental death and dismemberment
- Rental car collision coverage
×Common Exclusions
- ×Pre-existing conditions (waiting periods may apply)
- ×Material misrepresentation on application
- ×Conditions outside policy terms
Protecting Ontario families with thoughtful coverage since 1999.
How we compare
As an independent broker, Michael compares policies across multiple carriers to find the best coverage and pricing for your specific situation.
Working with an independent broker means seeing the full market — not just what one insurance company wants to sell you.
Frequently asked
Buy as soon as you book your trip to maximize trip cancellation coverage. Pre-existing condition coverage typically requires purchase within 72 hours to 2 weeks of initial trip deposit, depending on the insurer.
Common covered reasons include illness or injury (you or family member), death in the family, job loss, jury duty, home emergencies, and travel supplier bankruptcy. 'Cancel for any reason' upgrades are also available.
Many policies cover pre-existing conditions if they've been stable for 90-180 days before departure. Some policies offer more lenient stability periods. We help you find coverage that works for your health situation.
Credit card coverage is often limited—typically lower medical limits, no trip cancellation, age restrictions, and requiring card purchase. We recommend comparing your card coverage to identify gaps a separate policy should fill.
Most policies can be extended while you're travelling, as long as you haven't made a claim. Contact us or the insurer before your original coverage expires to arrange an extension.
Let's discuss single trip travel insurance.
Reach out for a private consultation — no obligation.